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Notes to the Financial Statements
(Continued)
ৌਕజڌڝൗ
ᚃ
7
Loans receivable
Certain eligible employees under the Home Loan Interest Subsidy
Scheme were offered downpayment loans for the purchase of their
residential properties. The repayment period of the loans is the lesser of
the mortgage life or 20 years. Interest charged on the downpayment
loans is determined by the Group from time to time and is set at 1.674%
as at 31 March 2013 (2012: 1.674%) . New appl icat ions for the
downpayment loans have been suspended since April 2002.
At 31 March 2013, the downpayment loans advanced to eligible staff
which are fully secured by charges over the properties are as follows:
The Group and HA
ණྠʿᔼ၍҅
At 31 March 2013
HK$’000
2013
ϋ
3
˜
31
˚
ಥ࿆ɷʩ
At 31 March 2012
HK$’000
2012
ϋ
3
˜
31
˚
ಥ࿆ɷʩ
Repayable within one year
ɓϋlzᎵᒔ
1,452
1,603
Repayable beyond one year
൴ཀɓϋᎵᒔ
7,474
9,386
8,926
10,989
The loans receivable is neither past due nor impaired. The maximum
exposure to credit risk at the reporting date is the carrying value of the
receivable mentioned above. According to the terms and conditions of
the scheme, the monthly principal repayment and payment of interest in
respect of the downpayment loans are deducted from the employees’
wages and that any benefits to which an employee will be entitled to
receive under the HA Provident Fund Scheme shall stand charged with
repayment of downpayment loan and interest thereon if such debt has
not been paid by the employee upon resignation or on an agreed date.
On this basis, the receivable balance is considered to be fully recoverable.
8
Placement with theHong KongMonetary
Authority
During the financial year ended 31 March 2013, the Government has
injected HK$10,000,000,000 to support the operation of the Samaritan
Fund, which was established in 1950 by resolution of the Legislative
Council for the purpose of providing financial assistance to needy
patients. As instructed by the Government, HK$4,000,000,000 was vested
immediately in the Samaritan Fund. The balance of HK$6,000,000,000 (the
“Principal Amount”) not immediately required by the Samaritan Fund has
been placed with the HKMA since 8 November 2012 by way of a credit
facility entered into between HA and the HKMA for a fixed period of six
years during which time HA would not be able to withdraw the Principal
Amount.
7
Ꮠϗවಛ
ίᔼ၍҅પБٙᒅ܊൲ಛлࢹݵ൨ࠇྌɨdɓԬΥ༟
ࣸ྇ࡰ̙ᐏಂ൲ಛ˸ᒅໄ֢הfಂ൲ಛٙᒔಛ
ಂމيุܲ౧ϋᅰא
20
ϋd˸༰٫މfಂ൲ಛ
ٙࢹଟ͟ᔼ၍҅ʔࣛࠈ֛dɚཧɓɧϋɧ˜ɧɤɓ
˚ࣛމ
1 674%
ɚཧɓɚϋj
1 674%
fಂ൲ಛࠇྌ
Іɚཧཧɚϋ̬˜ৎᅲ৾ટաอ͡ሗf
ίɚཧɓɧϋɧ˜ɧɤɓ˚dʊ೯׳ഗΥ༟ࣸ྇ࡰٙ
ಂ൲ಛԨϞيุЪɤԑתץνɨj
ᏐϗවಛԨೌཀಂאಯ࠽fίజѓ˚௰ɽٙڦ൲ࠬᎈ
݊ɪࠑවಛٙሪࠦᄆ࠽f࣬ኽࠇྌٙૢಛʿૢd
ಂ൲ಛٙӊ˜͉ږʿлࢹᒔಛึί྇ࡰٙᑚږϔৰf
߰྇ࡰᕎᔖࣛאᙄ֛˚ಂ͊ঐᎵᒔಂ൲ಛʿהऒ
лࢹdۆ྇ࡰ࣬ኽᔼ၍҅ʮጐږࠇྌ̙ᐏٙО
ᛆूdึ͜ЪϔಯவԬ˞ಛfΪϤdᏐϗවಛഐቱ݊
̙˸ҁΌϗΫf
8
࠰ಥږፄ၍ଣ҅πಛ
ί࿚Їɚཧɓɧϋɧ˜ɧɤɓ˚˟ʘৌ݁ϋܓdִ݁
Σᅥီлԭਿږء༟ಥ࿆
10,000,000,000
ʩd˸˕ܵਿ
ږٙ༶Ъfᅥီлԭਿږɓɘʞཧϋͭج҅Ӕᙄ
ϓͭdͦٙ݊ΣϞცࠅٙषɛԶ༟пf࣬ኽִܸ݁
ͪdމᅰಥ࿆
4,000,000,000
ʩٙಛධуࣛҳɝਿږd
Ͼቱɨ͊уࣛცࠅٙಥ࿆
6,000,000,000
ʩ͉ږd
࣬ኽᔼ၍҅ၾږ၍҅הࠈٙڦ൲τરd͟ɚཧɓɚϋ
ɤɓ˜ɞ˚ৎπɝږ၍҅dϋಂո֛މʬϋfίϤݬ
ಂගdᔼ၍҅ʔঐ˕՟வഅ͉ږf
119
醫院管理局年報
2012-2013